Good Deed: #94 Make a Waqf/Sadaqah Jaariya

2:245 (Y. Ali) Who is he that will loan to Allah a beautiful loan, which Allah will double unto his credit and multiply many times? It is Allah that giveth (you) Want or plenty, and to Him shall be your return.

5:12 (Y. Ali) Allah did aforetime take a covenant from the Children of Israel, and we appointed twelve captains among them. And Allah said: “I am with you: if ye (but) establish regular prayers, practise regular charity, believe in my apostles, honour and assist them, and loan to Allah a beautiful loan, verily I will wipe out from you your evils, and admit you to gardens with rivers flowing beneath; but if any of you, after this, resisteth faith, he hath truly wandered from the path or rectitude.”

57:11 (Y. Ali) Who is he that will loan to Allah a beautiful loan? for ((Allah)) will increase it manifold to his credit, and he will have (besides) a liberal Reward.

64:17 (Y. Ali) If ye loan to Allah, a beautiful loan, He will double it to your (credit), and He will grant you Forgiveness: for Allah is most Ready to appreciate (service), Most Forbearing,-

73:20 (Y. Ali) Thy Lord doth know that thou standest forth (to prayer) nigh two-thirds of the night, or half the night, or a third of the night, and so doth a party of those with thee. But Allah doth appoint night and day in due measure He knoweth that ye are unable to keep count thereof. So He hath turned to you (in mercy); read ye, therefore, of the Qur’an as much as may be easy for you. He knoweth that there may be (some) among you in ill-health; others travelling through the land, seeking of Allah’s bounty; yet others fighting in Allah’s Cause, read ye, therefore, as much of the Qur’an as may be easy (for you); and establish regular Prayer and give regular Charity; and loan to Allah a Beautiful loan. And whatever good ye send forth for your souls ye shall find it in Allah’s Presence,- yea, better and greater, in Reward and seek ye the Grace of Allah, for Allah is Oft-Forgiving, Most Merciful.

The Prophet(SAW) said: “Of the good deeds of a person who dies, the following continue after his/her death: teaching knowledge, irrigating land, digging a well, planting fruit trees, building a mosque, leaving behind a Qur’an they have copied out, and bringing up a child who prays for forgiveness for his/her parents.”

Ibn ‘Umar reported: ‘Umar acquired land in Khaibar. He came to Allah’s Apostle (saw) and sought his advice in regard to it. He said: “Allah’s Messenger, I have acquired land in Khaibar. I have never acquired more valuable for me than this, so what do you command I do with it? Thereupon the Prophet (saw) said: If you like, you may keep the corpus intact and give its produce as Sadaqah. So ‘Umar gave it as Sadaqah declaring that the property must not be sold or inherited or given away as a gift. And ‘Umar devoted it to the poor, to the nearest of kin, to the emancipation of slaves, to wayfarers/guests, and in the way of Allah.- Sahih Muslim

The Noble Prophet (s.a.w.) said:“When a person dies, all his/her acts come to an end, but three: sadaqah jariyyah (waqf , recurring or ongoing charity), beneficial knowledge, or a pious child (son or daughter) who prays for the deceased.” (Musnad Ahmad)

International Waqf Conference Southern Africa 2007

Action Plan

Literally waqf means to stop, contain, or to preserve. In shari’ah, a Waqf is a voluntary, permanent, irrevocable dedication of a portion of ones wealth – in cash or kind – to Allah. Once a waqf, it never gets gifted, inherited, or sold. It belongs to Allah and the corpus of the waqf always remains intact. The fruits of the waqf may be utilised for any shari’ah compliant purpose.

1. #10 Provide water for the thirsty

2. #6 Plant a tree

3.  #38 Build a masjid

4.  #52 Memorise the quran

5.  #50 Have children

Forms of Waqf

Economic Assets: These are generally fixed assets, income producing, include rentable shops,  houses, farms, shares in companies or businesses; function facilities e.g. halls; etc

Social Assets: These are also generally fixed or capital assets and include schools; masjids; madressahs; hospitals & clinics; boreholes, water & sanitation facilities; libraries; cemetaries; community centres;  hostels etc.

Explanation

A Waqf is your Capital Gift or Benevolent Loan to Allah in the form of a charitable endowment.  100% of your donation is invested in an income producing capital asset, remains intact, and is never spent for any expense. Only the income generated ie rental or profits from the capital investment is utilised for funding sustainable community and social development projects or programmes. As a donor (waqif/a) you may designate the project or programme, or you may leave it to the discretion of your Mutawallees  to spend on a need or priority basis. Beneficiaries may be Muslim as well as the poor in the broader community.  Of course, waqfs may take the form of masjids, schools, clinics, and other socio-religious assets. Awqaf SA focuses on investments in income producing economic assets.  A Waqf may be made by any sane adult male or female and with any amount – not only by the rich and famous, but one and all – irrespective of social or economic background – according to means.

Visit Awqaf SA to find out more on how a waqf is administered and how to start a waqf foundation in your area.

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