Good Deed: #136 Be kind to debtors
2:280 (Y. Ali) If the debtor is in a difficulty, grant him time Till it is easy for him to repay. But if ye remit it by way of charity, that is best for you if ye only knew.
9:60 (Y. Ali) Alms are for the poor and the needy, and those employed to administer the (funds); for those whose hearts have been (recently) reconciled (to Truth); for those in bondage and in debt; in the cause of Allah. and for the wayfarer: (thus is it) ordained by Allah, and Allah is full of knowledge and wisdom.
Narrated Hudhaifa:
I heard the Prophet saying, “Once a man died and was asked, ‘What did you use to say (or do) (in your life time)?’ He replied, ‘I was a business-man and used to give time to the rich to repay his debt and (used to) deduct part of the debt of the poor.’ So he was forgiven (his sins.)” Abu Masud said, “I heard the same (Hadith) from the Prophet.” Bukhari 3:41:576
Narrated ‘Abdullah bin Ka’b bin Malik Al-Ansari from Ka’b bin Malik:
That ‘Abdullah bin Abi Hadrad Al-Aslami owed him some debt. Ka’b met him and caught hold of him and they started talking and their voices grew loudest. The Prophet passed by them and addressed Ka’b, pointing out to him to reduce the debt to one half. So, Ka’b got one half of the debt and exempted the debtor from the other half. Bukhari Volume 3, Book 41, Number 606
Dua for debt relief
<h3>Action Plan</h3>
1. Give time to debtors that are struggling to repay their debt more time.
2. Wipe out the debt completely as sadaqah
3. Encourage debtor to turn to Allah to make them to take away their debt
Duas for cure of debt
1. If you in debt turn to Allah. Wake up for Tahajud, beg Allah to remove you from debt.
2. Say, morning and evening, ‘“Allaahumma inni a’oodhu bika min al-hammi wa’l-hazani, wa a’oodhi bika min al-‘ajzi wa’l-kasali, wa a’oodhu bika min al-jubni wa’l-bukhli, wa a’oodhi bika min ghalabat il-dayn wa qahri al-rijaal (O Allaah, I seek refuge with You from worry and grief, and I seek refuge with You from incapacity and laziness, and I seek refuge with You from cowardice and miserliness, and I seek refuge with You from being heavily in debt and from being overcome by men).”
3. Say: Allaahumma akfini bi halaalika ‘an haraamika wa aghnini bi fadlika ‘amman siwaaka (O Allaah, suffice me with what You have permitted so that that I have no need of that which You have forbidden, and make me independent of means by Your bounty so that I have no need of anyone besides You).’”
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